Our Core Purpose
Affordable & Fair Loan Solutions
We offer a broad range of loans to suit a whole range of circumstances and we do everything we can to make it easy for our clients to get the funds they need – fast. Our reputation is built on history of integrity and trust earned from our clients. We concentrate on our client needs, and client’s interests always come first. Whatever you want to achieve, you can make it happen sooner with a low-rate loan from us
Sometimes life changes unexpectedly. We understand the challenges that unexpected expenses can bring. Whether you’re looking to cover unexpected medical bills, fund an expansion of your home or even help pay for your next family getaway, you can find the loan solutions for your needs with us.
Our creative team
We are here to help those needing a hand when it comes to navigating any financial struggles
Our ongoing success is due to our world-class team. who have been hand-picked for their talent, experience and track record. Their professionalism is what drives us to the top of the market and inspires us to achieve the most we can for our clients
A few words about us
Our Mission, Vision & Values
To be the most trusted and respected professional services firm recognized by our clients for delivering excellence
Fast, Simply & Easy
How can we help?
Debt Consolidation
Simplify your finances and combine it into one easy-to-manage loan
Wedding Expenses
Boost your budget instantly. Make your wedding day the happiest of your life
Car & Vehicle
Upgrade or purchase your car, bike, boat or truck instantly
Holiday & Travel
Boost your travel savings, stop dreaming and start planning your holiday
Home Renovation
Turn your home improvement goals into reality
Emergency
Control an unexpected situation quickly and solve those surprices instantly
How it works in 3 easy steps
Quick application. Simple, 100% online
We know life doesn’t always go as planned, so we’re here to help by making our service as simple, fast and transparent as possible. Simple, 100% online. Apply for an online cash loan in 3 easy steps
Step 1: Online application
Apply using our online application form. We’ll only ask you for essential information that will enable us to assess your application
Step 2: Quick approval process
We’ll verify your information and outline the terms of your loan, which you can e-sign online. It takes just minutes to complete
Step 3: Cash in your account
Once you’ve e-signed your loan offer, we’ll carry out a few final checks. Once approved, Moneyspot will send your cash within 60 minutes
Testimonials
We think we're pretty great
but don't just take our word for it
Hear what our partners are saying about us...
We've certainly had a positive experience working with Larry and his team. They are personable, responsive, and results-oriented! Always available, extremely knowledgeable, and a tremendous "can-do" attitude
You have been absolutely wonderful for helping with Queenstown project settlement, and I can't thank you enough for all your tremendous support and patience specially during first Covid-19 lock-down. Greatest appreciation for the outstanding job did for us
Questions & Concerns
Personal loans are a form of installment credit. Unlike a credit card, a personal loan delivers a one-time payment of cash to borrowers. Then, borrowers pay back that amount plus interest in regular, monthly installments over the lifetime of the loan, known as its term
Once you have signed and returned you loan contract, we will fund the loan within the hour on most occasions. You will generally receive the cash within 24 hours of being approved but this may vary according to your bank
We will never conduct a credit check on a customer without explicit permission, you should always read the lender terms regarding this before proceeding
Yes – you may still get a loan if you have a bad credit rating. We understand that a lot of our clients have impaired credit
For full information on customer support, please visit our contact page
In the majority of cases our process can be completed electronically without the need to print/scan any documents
We will need the last 90 days of your bank statements as well as a detailed list of your income and expenditure. This can all be done electronically or over the phone with us. We may need a copy of your driver’s licence (front & back) or photo ID and a utility bill in your name stating your residential address
Get in touch
We love to hear from you. For any inquiries please email
loans@unitedfinance.nz
If you have a problem, concern, or complaint about any part of our service, please let us know so that we can try to fix it. Additionally, if you have a suggestion about how we can do things better, we’d like to hear about it too